Every expense, spent or coming,
in one shared budget.

Muetual tracks what you spend, shows what’s coming due and shares the sheet with the people you run the home with, each with the right permissions, in the currency you use. One shared sheet is free; upgrade for more sheets, editors, several currencies in one sheet and, in the mobile app, planned purchases and a combined view of your sheets.

Download on the App StoreGet it on Google Play

Free to start · web, Android & iOS · nothing to configure.

The Muetual dashboard: a monthly budget ring at 70% and a spending trend chart.The Muetual dashboard: a monthly budget ring at 70% and a spending trend chart.

Everything a shared budget needs

Built for the way you actually share money.

Shared sheets & roles

A sheet for every shared life.

Keep a separate Expenses Sheet for the flat, the trip, the project or the team (one on Free, more when you upgrade): spending stays organized, never tangled together. Invite people by email to follow along, and from Standard let them edit too.

  • Owner & Viewer roles, Editor from Standard
  • Invite by email in seconds
  • Everyone works from the same sheet
The Members screen, showing owner, editor and viewer roles and a pending invite.The Members screen, showing owner, editor and viewer roles and a pending invite.
Budgets & charts

One budget everyone can see.

Set a weekly, monthly, or running budget and watch the ring fill as you spend. The trend chart shows how spending moves at a glance, as far back as your plan’s history goes, so it never quietly gets away from you.

  • Weekly, monthly, or running budgets
  • A ring that warns before you go over
  • Trends across your plan’s history
The Muetual dashboard: a monthly budget ring at 70% and a spending trend chart.The Muetual dashboard: a monthly budget ring at 70% and a spending trend chart.
Recurring & upcoming

Set the regulars once.

Rent, the internet bill, the streaming subscriptions: set each one up once (one recurring rule per sheet on Free, more on paid plans), and on the day it falls due Muetual puts it in front of you to confirm. Nothing counts as spent until you say it was, so the budget only ever reflects money that actually moved.

  • Rent, bills & subscriptions
  • Due payments you confirm; nothing books itself
  • See what’s due and what’s still coming
The Upcoming card: two payments due now, then what’s coming, with recurring ones badged.The Upcoming card: two payments due now, then what’s coming, with recurring ones badged.
Search & filters

Find any expense in seconds.

Search by note or category, then narrow by date range, amount, or any combination, and sort however you think. Every expense in your plan’s history is a keystroke away: the last 30 days on Free, 90 on Standard, all of them on Premium.

  • Search notes and categories
  • Filter by category, date & amount
  • Sort by newest, oldest or biggest
The all-expenses list with the filter panel open: category, date range and amount filters.The all-expenses list with the filter panel open: category, date range and amount filters.
Themes & preferences

Yours, down to the accent.

Light, dark, or follow the system. Eight accent colours, three chart styles, and four languages. Set it once and it follows you across every device you sign in on.

  • Light, dark, or auto
  • Eight accents & three chart styles
  • English, French, German & Spanish
The Settings screen: theme, accent colour, chart style and language preferences.The Settings screen: theme, accent colour, chart style and language preferences.

One account, everywhere

Web on your desk, app in your pocket.

Muetual is free for a shared home. Standard adds a second sheet, editors and more history; Premium lifts the limits on sheets, people and history and lets one sheet hold several currencies. Both come with a 14-day free trial.

The Muetual web dashboard on a laptop.The Muetual web dashboard on a laptop.
The Muetual mobile app on a phone.The Muetual mobile app on a phone.

Pricing

Start free. Upgrade when you outgrow it.

Muetual is free for a shared home. Standard adds a second sheet, editors and more history; Premium lifts the limits on sheets, people and history and lets one sheet hold several currencies. Both come with a 14-day free trial.

Free
$0/ forever

Everything you need to share one home’s spending.

Open the app
  • 1 expenses sheet
  • 2 members per sheet
  • 1 recurring rule per sheet
  • 30 days of history
  • Weekly / monthly / running budgets
  • An Upcoming view: what’s due now & what’s forecast
  • 4 languages · dark mode
  • In-app notifications & a weekly email summary
Standard
$1.99/ month

or $19.99 / year

For a home that keeps more than one budget.

Open the app
  • Everything in Free, plus:
  • 2 expenses sheets
  • Let co-members edit, not just view
  • Your own categories
  • 2 recurring rules per sheet
  • 90 days of history
  • Combine sheets into one dashboard (single currency), in the mobile app
  • Email alerts for members, roles and budgets
Best value
Premium
$4.99/ month

or $49.99 / year

For bigger households, trips, and power users.

Open the app
  • Everything in Standard, plus:
  • Unlimited expenses sheets
  • Unlimited members per sheet
  • Several currencies in one sheet
  • Plan future expenses before they happen, in the mobile app
  • Unlimited recurring rules
  • Your full history

14-day free trial on Standard and Premium. Prices in US dollars; your local price may vary.

Questions about plans or billing? We’re happy to help.

Frequently asked

Good to know.

Does Muetual work out who owes whom?

No, and that’s on purpose. Muetual is for tracking and budgeting what you spend together, not for splitting bills or chasing debts. You see the shared total and the trend; who settles up is between you.

How do I share an Expenses Sheet?

Open the sheet, go to Members, and invite someone by email. Once they accept, everyone on the sheet works from the same numbers, kept in sync. Members can view the sheet on every plan; letting them edit as well takes Standard or Premium.

Which platforms is Muetual on?

The web app runs in any modern browser at muetual.app, and there are apps for iPhone and Android. Your data is the same everywhere; it lives with your account, not the device.

Can I use different currencies?

Yes. Every sheet has its own currency on every plan, and amounts are formatted to match. A home in one currency and a trip in another means two sheets, which starts with Standard; mixing several currencies inside one sheet comes with Premium.

Is my data private?

Your sheets are visible only to you and the people you explicitly invite. We don’t sell your data or show ads. See our Privacy policy for the details.

Is it really free?

Yes. The free plan covers one shared sheet for two people, with 30 days of history, and it isn’t going away. Standard adds a second sheet, editors and 90 days of history; Premium lifts every limit and lets one sheet hold several currencies. Both start with a 14-day free trial, and you can cancel any time.

Ready to dive in? Open the app →

Ready to sort your shared spending?

Free to start · web, Android & iOS · nothing to configure.